eLayaway - The Smart Way to Plan and Pay

How it Works

eLayaway makes it easy for you to buy the products and services that you want by paying for them through manageable monthly payments that you set. Our intuitive calculator allows you to break down your order’s purchase price over 3 to 13 monthly payments. eLayaway will automatically deduct the payments from your bank account and you will receive your order once it's paid in full. Use eLayaway to plan and budget for holiday purchases, anniversaries, birthdays, vacations and more! 

1. Register

It’s quick, easy and FREE! All you need is an active bank account. No credit check required! Click here to register now! NEW! With eLayawayADVANTAGE you can improve your FICO Expansion Score using eLayaway. Details here.

2. Shop

Select products at columbiajewelers.net , at the eLayawayMALL or visit one of over 1000 merchants that offer eLayaway. Select the items you want and choose eLayaway; as your payment option. Our payment calculator makes it easy for you to set up your payment terms.

3. Make Payments

Payments are automatically deducted from your bank account. Check your order status or adjust your payments online in a secure environment.

4.Receive Products

Receive the product shortly after your last payment. The best part, it’s paid in full... NO DEBT.

Benefits

Introducing, The Payment Alternative That Offers...

Free Membership

Becoming a member is free and easy. Click here to join.

More Buying Power

eLayaway offers a safe and affordable payment alternative without tying up your credit or subjecting the purchase to high-interest credit card fees.

No Credit Checks or Special Qualifications

Anyone 18 years old or older can join. All you need is an active bank account.

Freedom From Credit Cards

If you are near or beyond your credit limit or simply want to avoid high interest credit card fees, eLayaway is the smart choice for you.

Flexible Payment Schedules

Similar to traditional layaway, eLayaway lets you make regular payments towards merchandise, with delivery upon payment in full. Payments are automatically deducted from your bank account.

No Hidden Charges or Mounting Interest

eLayaway makes shopping painless by eliminating hidden charges and monthly interest fees. Members pay a flat transaction fee of just 1.9% on the initial purchase price (that’s $1.90 for every $100).

Trusted Merchants

Use eLayaway with participating merchants just as you would any other payment option.

NO RISK

You have the right to cancel any purchase and will receive a refund less a $25 cancellation fee.

Security and Identity Protection

eLayaway has partnered with trusted experts like HSBC, ControlScan and IDology to ensure the security and integrity of every transaction. Identity verification measures are integrated into the eLayaway system to prevent fraudulent purchases.

Credit reporting to PRBC

NEW! With eLayawayADVANTAGE™ your eLayaway payments will be reported to PRBC® to build yourFICO® Expansion® Score. Details here.

FOR MORE INFORMATIONS, PLEASE GO TO:     http://www.elayaway.com/