eLayaway makes it easy for you to buy the products and services that you want by paying for them through manageable monthly payments that you set. Our intuitivecalculatorallows you to break down your order’s purchase price over 3 to 13 monthly payments. eLayaway will automatically deduct the payments from your bank account and you will receive your order once it's paid in full. Use eLayaway to plan and budget for holiday purchases, anniversaries, birthdays, vacations and more!
Select products at columbiajewelers.net, at theeLayawayMALLor visit one of over 1000merchantsthat offer eLayaway. Select the items you want and choose eLayaway; as your payment option. Our paymentcalculatormakes it easy for you to set up your payment terms.
3. Make Payments
Payments are automatically deducted from your bank account. Check your order status or adjust your payments online in a secure environment.
Receive the product shortly after your last payment. The best part, it’s paid in full... NO DEBT.
Introducing, The Payment Alternative That Offers...
Becoming a member is free and easy. Clickhereto join.
More Buying Power
eLayaway offers a safe and affordable payment alternative without tying up your credit or subjecting the purchase to high-interest credit card fees.
No Credit Checks or Special Qualifications
Anyone 18 years old or older can join. All you need is an active bank account.
Freedom From Credit Cards
If you are near or beyond your credit limit or simply want to avoid high interest credit card fees, eLayaway is the smart choice for you.
Flexible Payment Schedules
Similar to traditional layaway, eLayaway lets you make regular payments towards merchandise, with delivery upon payment in full. Payments are automatically deducted from your bank account.
No Hidden Charges or Mounting Interest
eLayaway makes shopping painless by eliminating hidden charges and monthly interest fees. Members pay a flat transaction fee of just 1.9% on the initial purchase price (that’s $1.90 for every $100).
Use eLayaway with participating merchants just as you would any other payment option.
You have the right to cancel any purchase and will receive a refund less a $25 cancellation fee.
Security and Identity Protection
eLayaway has partnered with trusted experts like HSBC, ControlScan and IDology to ensure the security and integrity of every transaction. Identity verification measures are integrated into the eLayaway system to prevent fraudulent purchases.